Welcome to Daft Exchange — your trusted platform for converting digital funds like Cash App, Zelle, PayPal, Chime, Apple Pay, and gift cards to naira instantly. All trades are done directly on-site using our chat widget for your convenience and safety.
When it comes to selling USD in Nigeria, not all payment methods offer the same ease, speed, or payout rate. In this guide, we’ll compare Cash App, Zelle, and PayPal to help you decide the best option for your next transaction.
1. Cash App
- Pros:
- High demand in Nigeria
- Fast processing time on Daft Exchange
- Competitive rates (₦1350–₦1480/$)
- Cons:
- Limited to U.S. accounts
- Risk of account bans if misused
Who it’s best for: Vendors with steady access to Cash App funds who want fast naira payments.
2. Zelle
- Pros:
- Very stable and widely accepted
- Lower risk of chargebacks
- Often processed faster than PayPal
- Cons:
- Requires U.S. bank accounts
- Some Nigerian buyers don’t understand how it works
Who it’s best for: Users with U.S. bank accounts and those selling mid-to-high volume transfers.
3. PayPal
- Pros:
- Global availability
- High liquidity
- Accepts payments from many countries
- Cons:
- High risk of reversals or limits
- Often lower rates than Zelle or Cash App
Who it’s best for: Freelancers, virtual assistants, and users receiving international business payments.
Final Verdict
| Platform | Speed | Risk Level | Payout Rate | Popularity |
|---|---|---|---|---|
| Cash App | ✅✅✅ | ⚠️ | ₦1350–₦1480 | 🔥 High |
| Zelle | ✅✅✅✅ | ✅ | ₦1350–₦1450 | 🔥 High |
| PayPal | ✅✅ | ⚠️⚠️ | ₦1300–₦1400 | ✅✅✅ |
At Daft Exchange, we accept all three — and pay you in naira instantly through our secure live chat system.
📲 Ready to sell? Chat with us now on-site.
